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Pre Approved Credit Cards for Bad Credit
Many issuers can help determine your chances of getting pre-approved credit cards for bad credit without you having to do a credit check. Some cards have an APR or credit limit before you sign up.
Card issuers will often conduct a credit inquiry to determine your creditworthiness before you apply for credit cards.
Pre-qualification and preapproval are two of the most important credit card companies. Soft inquiries don’t impact your scores.
You can still apply in writing for the card. It may not always. Some credit cards will display the offer you have along with your credit limit and APR.
Tip: Preapproval and credit card prequalification are not the same thing as mortgages. Some card issuers use both terms interchangeably.
Our choice of No credit check is required
WHY DO WE LIKE IT
Secured Visa® Credit Card is a rare secured credit card. This card allows you to apply for a secured credit card without opening a bank account or passing credit checks. This is what determines your credit limit.
We choose: Features that are student-friendly
WHY DO WE LIKE IT
Students from all countries can get credit and build credit with Deserve (r), EDU MasterCard for Students. The annual fee is $0.
We choose: Beginner-friendly Features
WHY DO WE LIKE IT
Preapproval is required for the Petal®, 2 Cashback, No Fees Visa®, and Credit Card. The card’s issuer (WebBank) may consider other factors than the traditional FICO score to determine creditworthiness.
This may make getting credit approval for new applicants easier based on income, savings, and spending. There is also a $0 per year charge.
Fixed monthly payments
WHY DO WE LIKE IT
Upgrade Visa® Card with Cash Rewards combines the best aspects of both personal and credit loans. It makes budgeting simple with fixed monthly payments.
Depending on your creditworthiness, you may have to pay the balance in monthly installments for between 24 and 60 months. Prepayment is possible without penalty. This visibility is not available in standard applications.
Our choice: Average credit and rewards
NOTE – Capital One cannot preapprove this card.
WHY DO WE LIKE IT
The Capital One QuicksilverOne cash reward credit card is available to those with average credit scores (FICO scores of at least 630). Check your eligibility by completing the prequalification process. You won’t be eligible to receive a sign-up bonus or a 0% intro period.
We choose: Average credit with zero annual fees
NOTE – Capital One cannot preapprove this card.
WHY DO WE LIKE IT
The Capital One Platinum Credit Card is a low-maintenance option for those with average credit. It also provides a quick credit score assessment. You may be eligible to receive a higher credit limit within six months if you are approved. However, there is no annual fee.
Our choice for a Credit limit
WHY DO WE LIKE IT
AvantCard’s credit card allows you to build credit without making a deposit.
Our choice for: Earning cryptocurrency
WHY DO WE LIKE IT
The signature feature of the BlockFi Rewards Visa® Signature Credit Card is that you earn bitcoin as a reward. This is a soft inquiry about your credit.
Our choice for Good credit
NOTE – You can only pre-qualify for this card by visiting American Express’ pre-qualification page
WHY DO WE LIKE IT
Pre-qualification for the Blue Cash every day ® American Express card is required. To qualify for the Blue Cash Everyday®, American Express card, you must have good credit.
Our pick for Instant gratification
WHY DO WE LIKE IT
Apple Card is an excellent option if you’re looking for the latest Apple gadget and are an Apple Pay user. Reward points can be redeemed more frequently or less often, depending on how many you earn.
There is no waiting period. You will need to complete a pre-qualification procedure before you can accept the offer. You can view your terms, including credit limit and APR.
HMBradley customers were our choice
WHY DO WE LIKE IT
HMBradley account holders with good credit may be eligible to get an offer link within the account dashboards for HMBradley’s credit card. This link will give you automatic rewards that can tailor to your frequent spending categories.
You’ll earn 3% cashback for each category with the highest spend in each statement cycle. The second-highest spending category will earn you 2%, while all other purchases will earn 1%.
Tags
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