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Mobile Loans: All You Need to Know

Recent studies have shown that almost half of Americans need easy access to a $400 emergency loan. Payday lenders, on the other hand, often care about their customers and provide them with short-term loans to assist them in dealing with the financial impact of unplanned costs.

Most individuals choose mobile home loans since they offer additional benefits and features. Mobile home loans from GreenDayOnline will help you pay expenses promptly.

What Are Mobile Loans?

Mobile loans are any loans that can be applied using a mobile device. For example, suppose you decide to borrow a particular amount of money using your mobile phone to help you take care of your financial emergencies. In that case, you will have gotten a mobile loan.

How Much Can I Qualify for When Using Mobile Loans?

Mobile loans come in various varieties. Most of them give you less than $1,000. Smaller sums are simpler to repay on time, helping you retain a decent credit score.

How Long Will it Take for My Mobile Loan to Be Approved?

The application process for mobile home loans is simple and stress-free. GreenDayOnline approves loans in five minutes.

Let’s say you submit it on a weekday before 5 pm PT. GreenDayOnline will then send the funds to your bank account through electronic transfer within 24 business hours.

Mobile Loan Eligibility Requirements

GreenDayOnline doesn’t grant mobile home loans based on credit checks, so your credit score won’t matter.

However, we have some down payment requirements that will enable you to qualify for a loan. The following are some of the eligibility requirements for getting a mobile loan from GreenDayOnline:

  • You must have an active checking account
  • You must be a resident of the state where GreenDayOnline operates. Zip code
  • You must have proof of income, such as a regular job.
  • It would help if you were over the age of 18 years
  • You must not be an active member of the military or their dependent.

As you can see, these requirements are not hard for most people to meet, and it will only take about five minutes to complete your mobile loan application.

How safe is it To Apply for a Mobile Loan Using My Phone?

When applying for mobile home loans, most people are usually concerned about internet security. The major concern is that their private information will not be kept safe. 

However, if you use a licensed company like GreenDayOnline, you are sure of your security. We use the latest technology to guarantee the safety of your private details.

Check The Company’s Legitimacy

To ensure that the lender of your choice is legitimate, try checking the company’s website address. Only opt for companies with a website beginning with HTTPS instead of HTTP. Companies’ information is usually encrypted to prevent hackers from gaining access to your private details.

The URL address bar must also contain a green padlock. Sites with this icon are usually safe, and all communications are encrypted.

Other Factors to Look Out For

Besides the encryption, there are other factors that you should also ensure to check out. Before sending your mobile loan application, make sure that you have verified the company’s identity.

The company should display all its details on its website, including the address and contact details.

All the company’s terms and licensing details should also be available on the website for users to access. Once you have verified all these details, you may apply for your mobile loan.

The Advantages of Mobile Loans Over Payday Loans

Payday loans work well for most people looking for quick money to help pay their late bills. However, for several reasons, mobile loans tend to have the edge over personal loans.

For example, mobile loans from GreenDayOnline are usually transparent when providing details such as interest rates and other fees.

These will help you to know the exact amount you need to repay. It will also be easy to plan and avoid any inconveniences that might come with having to deal with hidden cash advance fees.

As you keep borrowing and repaying your mobile loans with GreenDayOnline, you will qualify for a bigger loan with a pocket-friendly interest rate.

You will also find useful articles on our website that will teach you how to manage your loans and money.


Can I get a loan on my phone?

Yes. GreenDayOnline allows you to apply for a loan using your mobile device. The entire lending process is optimized for mobile phones to make it easier for users to apply for loans.

The entire application process will take less than 10 minutes.

What will I need to qualify for a mobile loan?

The following are some of the details you will need to qualify for a mobile loan:

  • Email and phone number
  • Source of income
  • Contact information plus your home address
  • A checking bank account
  • To confirm if you are an active member of the military or their dependent.
  • Your social security number

How long will it take to access my money?

You can apply for a mobile loan at any time of the day or night when using GreenDayOnline. The application process takes approximately five to ten minutes.

Complete your application loan, and the money will be in your account within the next twenty-four hours (business hours).

Does a mobile loan affect my FICO credit score?

No, your FICO credit score will not be affected if you apply for a mobile loan from GreenDayOnline. 

What is a credit score?

A credit score is a numeric number assigned to a borrower following credit or a loan. A credit score from 300-900 shows credit companies how likely someone is to pay back the credit. When applying for credit cards, credit scores vary from 750-850, while for payday or installment loans, the range is 500-700.

Why do credit scores matter? Credit score matters because lenders want to ensure they’re putting their money somewhere worthwhile. If someone has high credit (generally over 700), then lenders typically feel they are getting an excellent investment.

How credit score affects the loan process?

The credit score determines the interest rates for loan amounts, credit limits, and credit types.

The higher the credit score you have, the more likely you are to be offered a lower rate by lenders. Low or bad credit scores affect your ability to approve credit cards or lines. They may even prevent you from receiving cash advances in some instances.

How does GreenDayOnline help with my credit score?

When approval is confirmed via mobile phone, we send advance notification of the lender’s decision within seconds of completing our process. The GreenDayOnline platform allows anybody with a mobile phone and an email address to apply for credit cards, credit lines, personal loans, and cash advances based on credit scores. We are expanding access to credit to those historically excluded due to poor scores.

I have bad credit; can I still qualify for a mobile loan?

You will still be able to qualify for a mobile loan from GreenDayOnline with bad credit. However, it would help if you met other eligibility criteria to be eligible for the mobile loan.


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Jason Rathman